quote:

"No zakaah is to be given from the golden and silver jewellery of women if used for ornaments or lending. This is according to what the Prophet (sallallaahu 'alayhi wa sallam) said: 'No Zakaah is due on jewels used for ornament' [Related by At-Tabarani, on the authority of Jaabir, with a weak chain of transmitters.] "However, what supports this hadith is the fact that it was adopted and Muslims have acted according to it, and was also adopted by a group of the Prophet's Companions, among whom were: Anas, Jaabir, 'A'ishah and Asmaa' (may Allaah be pleased with them). Imaam Ahmed said,  "...This opinion is adpoted by five from amongst the Companions of the Prophet (Sallallaahu 'alayhi wa sallam).    " "Moreover, using gold for adornment is not an act of investment but a lawful act that resembles wearing a suit, having servants, and possessing houses for dwelling.'